Marcia Pessanha's Blog
24 Richman St, Clinton, MA 01510
As a senior citizen, selling a home and moving to a new location may prove to be difficult. Fortunately, we're here to help you take the guesswork out of packing up your belongings and getting settled into a new address.
Now, let's take a look at three essential moving tips for senior citizens.
1. Plan Ahead
Moving day can be long and stressful, particularly for seniors who don't plan ahead. If you start planning for your move today, you can increase the likelihood of a seamless transition from one address to another.
Think about your belongings and what you'd like to bring to your new address. If you have a wide assortment of items that you won't need at your new home, you can sell, donate or dispose of these items prior to moving day.
Also, if you need to hire a moving company, don't wait until the last minute to do so. Because the longer that you wait to hire a moving company, the less likely it becomes that this company will be available on the date of your move.
2. Secure Your Treasured Belongings
Although you've collected a large assortment of items over the years, you may be unable to bring all of these items to your new address. However, if you sort through your belongings, you can determine which items to keep.
Treasured belongings like antiques, artwork and jewelry generally are keepers. Pack and store these items properly to ensure they won't deteriorate before moving day.
Let's not forget about treasured belongings that have sentimental value, either. Photographs and other treasured possessions should be packed in a safe place and labeled correctly. That way, you'll have no trouble unpacking these precious belongings once you arrive at your new address.
3. Ask Friends and Family Members for Help
When it comes to getting ready for moving day, there is no need to work alone. Senior citizens who reach out to friends and family members for help can streamline the process of preparing for a move and enjoy a one-of-a-kind moving experience.
Friends and family members are loved ones who strive to help you in any way they can. Thus, if you contact friends and family members before moving day, you can work with loved ones to boost the chances of a fast, easy move.
Lastly, if you need extra assistance before you relocate, it never hurts to contact a real estate agent. This housing market professional understands the challenges associated with moving and is happy to help any senior citizen enjoy a stress-free move.
A real estate agent can put you in touch with local moving professionals. Plus, if you need help selling a house, a real estate agent can make it easy to list your residence, host home showings and much more.
Keep things simple as you get ready to move – use the aforementioned moving tips, and any senior can quickly and effortlessly prep for moving day.
However, America is filled with homes that are inspired by numerous cultures, their styles spanning centuries of innovation. America is a melting pot and its houses are no exception. As a result, many homes are a blend of styles.
Some style blends are more successful than others. The term “McMansion” has been used to describe a type of large house that is being developed across the country. These houses typically are an assortment of features that can’t really be called a cohesive style. Another way to think of a McMansion is like choosing items off of a dollar menu--they might not fit together in a particularly tasteful way, but they’re all things you crave.
That being said, there are many styles that share similarities with McMansions that architects consider to be postmodern or “New American.” These homes are often a combination of Traditional style homes and other styles such as Greek Revival and cottage style.
Style isn’t just for looks
The style of early American architecture was heavily inspired by factors like climate and available resources. New England colonial houses were and still are built with steep roofs to shed the heavy load of snow in the winter time.
In the southwest, homes were built with adobe, or sun-dried bricks, due to the lack of other building materials. But also, adobe stays cool even on the scorching summer days faced by the southwest region of the country.
In architecture, as in all sciences, form follows function. So, it’s a good idea to keep these factors in mind when you’re shopping for your next home.
The most common styles
We’ve only just scratched the surface of the hundreds of home styles that are to be found across the country. Building such a list would require a full-length book. So here, we’re just going to mention some of the most common house architectural styles throughout the United States.
Cape Cod. This early colonial home style has changed a bit over the years, becoming bigger and incorporating additions and garages. However, one aspect that most Cape Cod houses have in common is the symmetry between the doors and windows. Cape style houses have two windows on the left, a front door in the center, and two windows on the right. The siding was traditionally made from wooden shingles, but in modern day they can be made from a number of materials, including stone, brick, and vinyl.
Revival. Revival houses attempt to bring back certain characteristics of historical buildings. Greek revival is common in affluent suburbs of the United States. They are typically painted white, include large white columns at the entry way, and are at least two floors. Gothic Revival omits the columns and adds ornate trim along its steep roof edges. They are typically made from brick, especially dark red in color.
Dutch Colonial. The most obvious indicator that you might be looking at a Dutch style house is the roof which usually has two different pitch angles and flared eaves. These homes originated in New York and New Jersey but have since spread across the Mid-Atlantic and New England areas of the United States.
Craftsman. Originating in Southern California, the craftsman style home is a bit trickier to identify than more traditional styles. However, they’re making a big comeback due to their notable interior designs. This includes exposed roof rafters, detailed interior woodwork, and large, single-paned windows that let in lots of natural light.
With rent prices shooting soaring across the country, many young Americans who were previously happy renting while they saved for a home are now turning to other options.
One common solution is a starter home. If you want to keep your monthly mortgage prices low while being able to build equity and slowly save for your “forever home.” a starter home can be a great option for first-time buyers.
When does it make sense to buy a starter home?
Buying a home means mortgage payments, home maintenance and repairs, and closing costs. However, they can also be a great introduction to the responsibilities of homeownership.
Better yet, starter homes allow you to build equity that can be used toward the down payment of your next home, something that first-time buyers often struggle with. This could help you secure a lower interest rate and avoid costly private mortgage insurance (PMI).
Sounds great, right? But when shouldn’t you buy a starter home?
It might not make sense to buy a starter home if you don’t plan on living in it at least 3-4 years. You might find that the cost of renting is less than that of your mortgage payments and closing costs if you don’t live in the home long enough to reap the rewards.
It also might not be a good idea if your family is going to outgrow a small home in the next few years for the same reasons mentioned above. That makes it all the more important to discuss your long term plans with your spouse before considering a home.
Things to look for in a starter home
1. Resale value
One of the most important aspects of your starter home should be the ability to resell it in the future. Now, there is an endless number of factors that go into the marketability of a home. Key factors include the condition of the home and keeping it well-maintained, as well as the location of the home. Buying a starter home in an area that will attract young professionals down the road is typically a good investment.
2. Small size = low price
It probably goes without saying, but finding a home with a low price, at the expense of square-footage, is most often a smart choice when it comes to starter homes.
Small homes are cheaper to buy, cheaper to heat, and cheaper to maintain. However, since housing prices are trending upward, you’ll likely still see a positive return on your investment in ~5 years time when you’re hoping to buy again.
3. Reasonable home improvements
If you can spare the time, buying a starter home that needs some work can be an excellent investment. It can be more difficult later on when you have a large family to care for and less time to focus on making improvements.